RSVP# 290148 NOTICE OF TRUSTEE’S SALE: Title Order No.: 5711142 Trustee Sale No.: 74384 Loan No.: 9041893728 APN: 021-076-047 You are in Default under a Deed of Trust dated 09/14/2005. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 07/25/2012 at 12:00PM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on Sep 30, 2005 as DOC #2005-0179825 of official records in the Office of the Recorder of Stanislaus County, California, executed by: Jorge O Sulivan and June Sulivan, husband and wife, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the "I" Street side of the County Courthouse Building, 1100 "I" Street, Modesto, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Lot 47 as shown upon that certain Map entitled Patterson Gardens Unit No. 4, Rose Lane Phase 1, filed for record October 8, 2004, in Book 41 of Maps, at Page 99, Stanislaus County Records. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 1516 Marigold Drive, Patterson CA 95363. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $683,416.23 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 6/25/12 FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free # -1-855-MYUSMAP (or 855-698-7627 - For Trustee Sale Information log on to: or CALL: 877 RSVP-ADS or 877 778-7237. Teri Snyder, Exec.Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. "NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site , using the file number assigned to this case T.S.# 74384. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale." ( RSVP# 290148 )(07/05/12, 07/12/12, 07/19/12)